[AT] Mother nature had a fit

Cecil Bearden crbearden at copper.net
Mon Aug 29 17:52:30 PDT 2016


After paying insurance on my outbuildings for 8 years, I find that it 
just does not pay, unless you have a catastrophic  disaster. Thank God I 
didn't.   When you sign those policies, you don't read the fine print, 
or, the company Writes an addendum and sends it in a pile of papers.  I 
am insured heavily by the Farm Bureau here in OK.  The policy reads that 
in the event of hail and wind damage, The deductible is 10% of the 
insured value of the home.  They tell me that the insured value is  
$180K because we still have Dad's double wide on the policy.  The shed 
was valued at $3000, so the deductible is $1800, and there is no 
guarantee if we file a claim we won't have our rates raised next year 
over a $1200 payment......

So, I am going to get 2- 40ft storage containers, put a roof between 
them and park the tractors under it.
If I can get the time, I have some 2in square tubing that would be 
stronger than the wood trusses.   I will rebuild the trusses on the shed 
that was turned over, Re-attach the walls while it is upside down, and 
then turn it back over.  Skid it on some poles, and set it up headed 
East.  Never lost one open to the East.   The lumber in the trusses was 
broken and splintered.  Some appears to be a tension failure.  The shed 
had been moved, and it still had the bracing in each bay, a 2x8 on each 
side of the posts from front to back,  and then X braced w/ 2x8's and 
screwed together in the middle.  All the bracing was attached with 5/16 
x 4 in screws.   I left the bracing attached to reinforce the building.  
The front was not open completely as a 1 ton, a baler and a trailer with 
a big crankshaft grinder was parked under there.   The craziest thing 
was I found my hitch pin for the Baler about 6 ft away on the ground.  
The Bail on the pin was hooked over the crank of the jack on the 
baler.   To lift off the crank you had to raise it about 16inches with 
2ea 90deg bends on the crank!!  That was some wind.!!

Cecil



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