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    <p>Life insurers in particular will take either end of the wager...</p>
    <p>Buy term life and bet that you will die.</p>
    <p>or</p>
    <p>Buy annuities and bet that you will live.</p>
    <p><br>
    </p>
    <div class="moz-cite-prefix">On 6/15/2020 8:19 AM, Stephen Offiler
      wrote:<br>
    </div>
    <blockquote type="cite"
cite="mid:CAP6upciBysiO3Nsw6BsRM2qMKOzJ3bD0p3yXeC5voPpcQRmWdg@mail.gmail.com">
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      <div dir="ltr">Technical term is "actuarial statistics" and ALL
        insurance is just a betting game that you will give them more
        than they have to give you.  In the absence of any subsidies,
        they don't survive unless this is true.
        <div><br>
        </div>
        <div>SO</div>
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      <br>
      <div class="gmail_quote">
        <div dir="ltr" class="gmail_attr">On Mon, Jun 15, 2020 at 8:53
          AM Cecil Bearden <<a href="mailto:crbearden@copper.net"
            moz-do-not-send="true">crbearden@copper.net</a>> wrote:<br>
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        <blockquote class="gmail_quote" style="margin:0px 0px 0px
          0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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            <p>Health insurance wants to wait out your life and hope
              that you will have to collect on your life insurance..  It
              is an accounting decision.<br>
              Cecil</p>
            <p><br>
            </p>
            <p>                                          <br>
            </p>
            <div>On 6/14/2020 11:36 PM, Mike M wrote:<br>
            </div>
            <blockquote type="cite"> Interesting you would say that,
              Steve. Had a lower abdomen CT that showed a 5mm nodule on
              my right lung. NP and my PCP ordered a full CT of my
              lungs. Insurance denied it because they only allow the
              scan of any organ every 6 months. The scan only showed my
              lower lungs, not my upper lungs. So I wait my 6 months and
              then have it reordered. Go figure.<br>
              <br>
              Mike M<br>
              <br>
              <div>On 6/14/2020 11:55 PM, Sewell, Steven wrote:<br>
              </div>
              <blockquote type="cite">
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style="color:rgb(0,0,0);font-family:Calibri,Arial,Helvetica,sans-serif;font-size:12pt">
                  About 5 years ago I had a low dose lung CT scan. It
                  showed a spot here and there. Up to CMH - OSU Med
                  Center for a biopsy.  Calcified Granuloma. Still need
                  check on it. Intake nurse at OSU started on a
                  questionnaire / checklist. I stopped her and Said - 
                  "check all the boxes". Been there - done that on all
                  of them. </div>
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                  <div id="gmail-m_2655993705631026250Signature">
                    <div>
                      <div><font size="2" face="Tahoma">Steve Sewell</font></div>
                      <div><font size="2" face="tahoma">Albany, Ohio USA</font></div>
                      <div><font size="2" face="tahoma"><a
                            href="mailto:sewell@ohio.edu"
                            target="_blank" moz-do-not-send="true">sewell@ohio.edu</a></font></div>
                      <div><font size="2" face="tahoma"><a
                            href="mailto:sewell@atis.net"
                            target="_blank" moz-do-not-send="true">sewell@atis.net</a></font></div>
                      <div> </div>
                    </div>
                  </div>
                </div>
                <hr style="display:inline-block;width:98%">
                <div id="gmail-m_2655993705631026250divRplyFwdMsg"
                  dir="ltr"><font style="font-size:11pt" face="Calibri,
                    sans-serif" color="#000000"><b>From:</b> AT <a
                      href="mailto:at-bounces@lists.antique-tractor.com"
                      target="_blank" moz-do-not-send="true"><at-bounces@lists.antique-tractor.com></a>
                    on behalf of Indiana Robinson <a
                      href="mailto:robinson46176@gmail.com"
                      target="_blank" moz-do-not-send="true"><robinson46176@gmail.com></a><br>
                    <b>Sent:</b> Sunday, June 14, 2020 11:35 PM<br>
                    <b>To:</b> <a
                      href="mailto:at@lists.antique-tractor.com"
                      target="_blank" moz-do-not-send="true">at@lists.antique-tractor.com</a>
                    <a href="mailto:at@lists.antique-tractor.com"
                      target="_blank" moz-do-not-send="true"><at@lists.antique-tractor.com></a><br>
                    <b>Subject:</b> [AT] Poison Ivy</font>
                  <div> </div>
                </div>
                <div>
                  <div dir="ltr">My father started spraying corn fields
                    and fence rows with 2-4-D in the 1940's right after
                    WW-II. DDT in the milking barn was a daily thing.
                    They bought this farm in 1951 and it was massively
                    overgrown with Honey Locust thorn trees. You know,
                    the kind with "giant" thorns.
                    <div>I spent a lot of years spraying all manner of
                      stuff and my father was not very safety minded
                      when it came to spraying. Of course neither was
                      the government back then. My father used to preach
                      at me that it was required that the spray mix HAD
                      to run off of every leaf of every plant.</div>
                    <div>About 10 years ago my Doctor moved away and we
                      had to find a new one. She sat me down and asked a
                      thousand questions, knowing that I was a farmer,
                      and made big list of all of the things I had been
                      exposed to. Then she put me on a sort of an
                      automatic list I guess pretty much saying that I
                      had a very high probability of cancer. So far so
                      good, still in the clear.</div>
                    <div>By age 11 I was spraying agent orange (mix of
                      2-4-D, 2-4-5-T and stove oil) all summer long
                      using a three gallon metal hand sprayer, spraying
                      all kinds of brush and especially those Honey
                      Locust about 4 to 5 feet up the trunks. We sprayed
                      all of our corn with 2-4-D at "lay-by". By the
                      time I was about 14 I was doing about all of the
                      spraying. I can't begin to name all of the stuff I
                      sprayed over the years, mostly typical corn belt
                      chemicals as they came along. Lasso, Treflan,
                      Atrazine, 2-4-D-B, many others and of course
                      Round-up... I still use Round-up and 2-4-D but
                      I'm pretty conservative with them.</div>
                    <div>During those years I also worked with a fair
                      amount of asbestos, sawing, drilling and nailing
                      it as well as removing it from several structures
                      (before modern restrictions).</div>
                    <div>When Diana and I got married I worked for a
                      number of years I worked in a plastics plant and
                      constantly worked with a bunch of kind of scary
                      solvents with big warning labels that the company
                      didn't take very seriously...</div>
                    <div>Then we owned a store and added a shoe repair
                      shop (an old family trade) and for 20 years I
                      worked daily in a cloud of quite
                      squirrley adhesives, solvents and thinners.</div>
                    <div>Every time I go see the doctor she asks the
                      same batch of questions making sure nothing is
                      going wrong. That and checking me for any
                      indications of our family curse. Of my parents and
                      my sister and myself I am the only one that has
                      not been diagnosed with Altzheimers... They are
                      all gone now... Both my mother and my sister died
                      from it. My father had it pretty bad but
                      congestive heart failure killed him first.</div>
                    <div>Like I said, "so far so good". At 78 I'm still
                      passing all of my tests.  :-) <br clear="all">
                      <div><br>
                      </div>
                      -- <br>
                      <div dir="ltr">
                        <div dir="ltr">
                          <div>-- <br>
                            <br>
                            Francis Robinson<br>
                            aka "farmer"<br>
                            Central Indiana USA<br>
                            <a href="mailto:robinson46176@gmail.com"
                              target="_blank" moz-do-not-send="true">robinson46176@gmail.com</a><br>
                            <br>
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