<div dir="ltr">Technical term is "actuarial statistics" and ALL insurance is just a betting game that you will give them more than they have to give you. In the absence of any subsidies, they don't survive unless this is true.<div><br></div><div>SO</div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Mon, Jun 15, 2020 at 8:53 AM Cecil Bearden <<a href="mailto:crbearden@copper.net">crbearden@copper.net</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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<p>Health insurance wants to wait out your life and hope that you
will have to collect on your life insurance.. It is an accounting
decision.<br>
Cecil</p>
<p><br>
</p>
<p> <br>
</p>
<div>On 6/14/2020 11:36 PM, Mike M wrote:<br>
</div>
<blockquote type="cite">
Interesting you would say that, Steve. Had a lower abdomen CT that
showed a 5mm nodule on my right lung. NP and my PCP ordered a full
CT of my lungs. Insurance denied it because they only allow the
scan of any organ every 6 months. The scan only showed my lower
lungs, not my upper lungs. So I wait my 6 months and then have it
reordered. Go figure.<br>
<br>
Mike M<br>
<br>
<div>On 6/14/2020 11:55 PM, Sewell, Steven
wrote:<br>
</div>
<blockquote type="cite">
<div style="color:rgb(0,0,0);font-family:Calibri,Arial,Helvetica,sans-serif;font-size:12pt"> About 5
years ago I had a low dose lung CT scan. It showed a spot here
and there. Up to CMH - OSU Med Center for a biopsy. Calcified
Granuloma. Still need check on it. Intake nurse at OSU started
on a questionnaire / checklist. I stopped her and Said -
"check all the boxes". Been there - done that on all of them.
</div>
<div style="color:rgb(0,0,0);font-family:Calibri,Arial,Helvetica,sans-serif;font-size:12pt"> <br>
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<div style="color:rgb(0,0,0);font-family:Calibri,Arial,Helvetica,sans-serif;font-size:12pt"> <br>
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<div id="gmail-m_2655993705631026250Signature">
<div>
<div><font size="2" face="Tahoma">Steve Sewell</font></div>
<div><font size="2" face="tahoma">Albany, Ohio USA</font></div>
<div><font size="2" face="tahoma"><a href="mailto:sewell@ohio.edu" target="_blank">sewell@ohio.edu</a></font></div>
<div><font size="2" face="tahoma"><a href="mailto:sewell@atis.net" target="_blank">sewell@atis.net</a></font></div>
<div> </div>
</div>
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<hr style="display:inline-block;width:98%">
<div id="gmail-m_2655993705631026250divRplyFwdMsg" dir="ltr"><font style="font-size:11pt" face="Calibri, sans-serif" color="#000000"><b>From:</b> AT <a href="mailto:at-bounces@lists.antique-tractor.com" target="_blank"><at-bounces@lists.antique-tractor.com></a>
on behalf of Indiana Robinson <a href="mailto:robinson46176@gmail.com" target="_blank"><robinson46176@gmail.com></a><br>
<b>Sent:</b> Sunday, June 14, 2020 11:35 PM<br>
<b>To:</b> <a href="mailto:at@lists.antique-tractor.com" target="_blank">at@lists.antique-tractor.com</a> <a href="mailto:at@lists.antique-tractor.com" target="_blank"><at@lists.antique-tractor.com></a><br>
<b>Subject:</b> [AT] Poison Ivy</font>
<div> </div>
</div>
<div>
<div dir="ltr">My father started spraying corn fields and
fence rows with 2-4-D in the 1940's right after WW-II. DDT
in the milking barn was a daily thing. They bought this farm
in 1951 and it was massively overgrown with Honey Locust
thorn trees. You know, the kind with "giant" thorns.
<div>I spent a lot of years spraying all manner of stuff and
my father was not very safety minded when it came to
spraying. Of course neither was the government back then.
My father used to preach at me that it was required that
the spray mix HAD to run off of every leaf of every plant.</div>
<div>About 10 years ago my Doctor moved away and we had to
find a new one. She sat me down and asked a thousand
questions, knowing that I was a farmer, and made big list
of all of the things I had been exposed to. Then she put
me on a sort of an automatic list I guess pretty much
saying that I had a very high probability of cancer. So
far so good, still in the clear.</div>
<div>By age 11 I was spraying agent orange (mix of 2-4-D,
2-4-5-T and stove oil) all summer long using a three
gallon metal hand sprayer, spraying all kinds of brush and
especially those Honey Locust about 4 to 5 feet up the
trunks. We sprayed all of our corn with 2-4-D at "lay-by".
By the time I was about 14 I was doing about all of the
spraying. I can't begin to name all of the stuff I sprayed
over the years, mostly typical corn belt chemicals as they
came along. Lasso, Treflan, Atrazine, 2-4-D-B, many others
and of course Round-up... I still use Round-up and 2-4-D
but I'm pretty conservative with them.</div>
<div>During those years I also worked with a fair amount of
asbestos, sawing, drilling and nailing it as well as
removing it from several structures (before modern
restrictions).</div>
<div>When Diana and I got married I worked for a number of
years I worked in a plastics plant and constantly worked
with a bunch of kind of scary solvents with big warning
labels that the company didn't take very seriously...</div>
<div>Then we owned a store and added a shoe repair shop (an
old family trade) and for 20 years I worked daily in a
cloud of quite squirrley adhesives, solvents and thinners.</div>
<div>Every time I go see the doctor she asks the same batch
of questions making sure nothing is going wrong. That and
checking me for any indications of our family curse. Of my
parents and my sister and myself I am the only one that
has not been diagnosed with Altzheimers... They are all
gone now... Both my mother and my sister died from it. My
father had it pretty bad but congestive heart failure
killed him first.</div>
<div>Like I said, "so far so good". At 78 I'm still passing
all of my tests. :-) <br clear="all">
<div><br>
</div>
-- <br>
<div dir="ltr">
<div dir="ltr">
<div>-- <br>
<br>
Francis Robinson<br>
aka "farmer"<br>
Central Indiana USA<br>
<a href="mailto:robinson46176@gmail.com" target="_blank">robinson46176@gmail.com</a><br>
<br>
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