[AT] lost

charlie hill charliehill at embarqmail.com
Sat Dec 21 05:49:58 PST 2013


obviously I don't know about the Canadian Crop Insurance program but here in 
the US
it's not always necessary to pick a poor or damaged crop.  There is a 
procedure for the
adjuster to appraise the value of the crop in the field and determine if it 
is worth picking
and then give the farmer the option of having the value of the crop left in 
the field deducted
from his insurance payment.  The problem is that 90% of the adjusters are 
too lazy or
dumb to do the appraisal (at least the ones I worked with).  They try to con 
the farmer into
going ahead and picking the crop.  In the short time I was an adjuster I did 
appraise a few
crops.  There is just no since in making a farmer spend $30 or more per acre 
to drive a combine
across it when the crop is worth less than or just slightly over that 
amount.

Charlie

-----Original Message----- 
From: jtchall at nc.rr.com
Sent: Saturday, December 21, 2013 6:38 AM
To: Antique tractor email discussion group
Subject: Re: [AT] lost

I kind of figured it would rot or sprout once the spring thaw came. I can
see an insurers point, a fellow could intentionally fall behind harvesting
if the crop was at the tipping point of an insurance payment just so he
didn't have to fool with it.

John

-----Original Message----- 
From: Ralph Goff
Sent: Thursday, December 19, 2013 10:45 PM
To: Antique tractor email discussion group
Subject: Re: [AT] lost

On 12/19/2013 8:57 PM, jtchall at nc.rr.com wrote:
> Ralph, should a farmer in your area actually get snowed in with some crop
> left to be harvested, I would assume it would ruin in the field or is it
> salvageable (maybe for feed) come springtime.
>
> John Hall
>
John, if that farmer has crop insurance than he has to harvest the crop
in spring to collect insurance on it. It has been done and we usually
lose some yield and quality. So many white tail deer now and they do a
lot of damage to swaths that lay out through winter. Tolerances for
animal droppings in grain are pretty low, actually zero, and the grain
has to be sold as feed. Happened to me once with a small field of flax.
I guess tolerances were different in 1952. My dad and uncle left a field
of wheat swaths out all winter and by mid April it had warmed and dried
up to the point that they harvested the wheat good and dry. A little
bleached and light but not bad considering.

Ralph in Sask.

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