[AT] Off Topic - Car Insurance

CEE VILL cvee60 at hotmail.com
Sun Jan 14 07:05:37 PST 2007


Sure sounds like you have been crossing the t 's and dotting the i 's, 
Leroy.  Let us know how it all works out .

Charlie in WNY.


>From: "LeRoy Price III" <leroy_price3 at hotmail.com>
>Reply-To: Antique tractor email discussion group 
><at at lists.antique-tractor.com>
>To: at at lists.antique-tractor.com
>Subject: Re: [AT] Off Topic - Car Insurance
>Date: Sun, 14 Jan 2007 09:13:58 -0500
>
>
>Well, I had my policy out while doing the online quotes.  I matched what I 
>had with the two companies and got the differences.  One thing that I 
>didn't see on the online forms was a place for Extraordinary Medical 
>Benefits Coverage which I have for 1,000,000 at $55.  Other than that I 
>kept everything the same.
>
>I did call my insurance company once and got an online person who could 
>only tell me that the symbol was different for the vehicle but nothing 
>else.  Which means nothing so I need to get ahold of someone else.  I also 
>called another local one that I still need to talk with.
>
>Actually, any more you never really talk with an agent like you use to.  
>The deere incident that I had with the Jeep was a good example.  I called 
>the claims line, they sent out an adjustor and cut the check.  I never 
>actually talked with an agent.  I do remember a time when you did, I must 
>be getting old.
>
>I also thought maybe that the vehicle itself may be expensive to fix (as 
>someone brought up) hence the increase.  Someone even told me that these 
>vehicles have a tendency to roll over but I haven't experienced anything 
>close to that.
>
>The other interesting thing was that prior to buying it I called for a 
>quote for insurance just to see how much it would increase.  I was given a 
>quote of $1800, which is still high to me but after I bought the vehicle 
>and got the bill there was another $250 on it.  The explanation I got from 
>the Insurance company was that I didn't use the VIN but I did explain what 
>the vehicle was and had for options.  Yesterday Gieco asked for the VIN and 
>they only added another $20 to the quote.  They also told me the only way 
>to lower insurance is to jump to another company.  We'll see.
>
>LeRoy
>
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