[AT] Off Topic - Car Insurance

[LeRoy Price III]

Well, I had my policy out while doing the online quotes.  I matched what I 
had with the two companies and got the differences.  One thing that I didn't 
see on the online forms was a place for Extraordinary Medical Benefits 
Coverage which I have for 1,000,000 at $55.  Other than that I kept 
everything the same.

I did call my insurance company once and got an online person who could only 
tell me that the symbol was different for the vehicle but nothing else.  
Which means nothing so I need to get ahold of someone else.  I also called 
another local one that I still need to talk with.

Actually, any more you never really talk with an agent like you use to.  The 
deere incident that I had with the Jeep was a good example.  I called the 
claims line, they sent out an adjustor and cut the check.  I never actually 
talked with an agent.  I do remember a time when you did, I must be getting 
old.

I also thought maybe that the vehicle itself may be expensive to fix (as 
someone brought up) hence the increase.  Someone even told me that these 
vehicles have a tendency to roll over but I haven't experienced anything 
close to that.

The other interesting thing was that prior to buying it I called for a quote 
for insurance just to see how much it would increase.  I was given a quote 
of $1800, which is still high to me but after I bought the vehicle and got 
the bill there was another $250 on it.  The explanation I got from the 
Insurance company was that I didn't use the VIN but I did explain what the 
vehicle was and had for options.  Yesterday Gieco asked for the VIN and they 
only added another $20 to the quote.  They also told me the only way to 
lower insurance is to jump to another company.  We'll see.

LeRoy

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